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Maryland Historical Trust

Loans for Historic Preservation

A symmetrical two-story yellow building with white trim, arched windows, and two prominent towers.

For qualified borrowers, Maryland Historical Trust (MHT) offers capital loans for the acquisition, rehabilitation or refinancing of historic properties in Maryland. Projects must benefit the public. 

Eligible applicants

  • Nonprofit organizations
  • Local governments
  • Business entities
  • Individuals (but must show they cannot get private financing) 

How to apply  

  1. Contact MHT staff to discuss eligibility and whether there is available funding. You must do this as a first step to qualify.
  2. Review program guidelines and manual for complete information on loan terms, project eligibility, the transfer program, and more.
  3. Prepare the application and submit required attachments, such as the project description, financial statements, cost estimates, appraisal/report, and evidence of public benefit (if required).
  4. If the loan is approved, MHT coordinates loan settlement. 

The full process typically takes 6 to 9 months from application to settlement.